Ray Lyne has spent nearly forty years assisting individuals in the design of their personal estate and giving plans. He is a student of biblical stewardship and of the interpersonal relationships involved in family estate planning. Through his studies, Mr. Lyne has concluded that the estate planning process is spiritual first, before it becomes mechanical. The merging of this philosophy with the tax and legal applications of estate planning has resulted in the uniqueness of Lifestyle Giving. When this philosophy has been adopted by Christian individuals and charitable organizations, the result is personal satisfaction and financial freedom for both individuals and charities. Mr. Lyne serves over fifty charitable organizations, helping them to assist their donors in meeting their charitable giving and estate planning needs.